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Sometimes the "debt collector" calling turns out to be an identity thief who is trying to get you to divulge personal or financial information
BBB Offers Managing Credit – Made Simpler
It's become an all-too-familiar headline and lead story - job cuts, dot.com failures, corporate restructuring and lay-offs.
If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor." If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a "debt collector."